Haitong Bank Term Deposits: Competitive Rates and Consistent Conditions

When choosing a term deposit, the interest rate is an important consideration, alongside transparency, flexibility, and consistency. At Haitong Bank, we believe in competitive saving solutions with consistent terms for all clients, whether they are starting a new relationship with the Bank or have been our clients for many years.

Our Term Deposits offer competitive fixed interest rates and a range of maturities and withdrawal options, tailored to meet different financial needs. Unlike offers based on temporary promotional rates or preferential conditions applicable only to new money, our aim is to maintain a competitive offering that applies equally to new and existing clients.

Term Deposits with Competitive Rates and Flexible Options

Haitong Bank offers a range of Term Deposits with different maturities, fixed interest rates, and withdrawal options, allowing clients to select the solution that best aligns with their savings objectives and liquidity requirements.

Our Standard Term Deposits are not subject to minimum or maximum deposit amounts, providing flexibility for clients with different levels of savings.

For clients wishing to deposit larger amounts, our Premium Term Deposits offer higher interest rates, with a minimum deposit of EUR 50,000 and no maximum deposit amount.

Open Your Bank Account Online Through the Haitong App

Opening an account with Haitong Bank is simple and straightforward. Eligible clients can complete the process entirely online through the Haitong App, without having to visit a branch.

Digital convenience, however, does not mean compromising on personalised service. Our customer support is provided by a dedicated team of professionals who are available to answer questions and provide support throughout the client’s relationship with the Bank.

By combining a fully digital onboarding process with accessible, personalised customer support, Haitong Bank offers a banking experience that brings together efficiency, convenience, and personal assistance.

A Consistent Approach to Term Deposits

Haitong Bank's Term Deposit offering is built around three core principles: competitive fixed interest rates, flexibility, and consistency.

Clients benefit from a choice of maturities and withdrawal options, no minimum or maximum deposit amounts for Standard Term Deposits, and preferential rates for eligible DECO PROTESTE and DECO PROTESTE INVESTE subscribers. For clients wishing to deposit larger amounts, our Premium Term Deposits offer higher interest rates, with a minimum deposit of EUR 50,000 and no maximum deposit amount.

Above all, our commitment is to maintain a competitive and consistent offering for both new and existing clients, without relying on promotional structures that differentiate the applicable conditions based on whether the funds constitute new money or existing balances.

Discover Haitong Bank Term Deposits and explore the available interest rates, maturities and conditions to choose the solution that best meets your saving objectives.

Explore our Standard Term Deposits.

Explore our Premium Term Deposits.

Explore our Term Deposits for eligible DECO subscribers.

Download the Haitong App to explore all available offers: Haitong App.